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Top Tips For Ensuring You’re In Safe Hands When Buying or Selling a House

Buying or selling property is often seen as a great achievement and a cause for celebration, but it is important that you make certain you are in safe hands throughout the process else you could end up losing lots of money.

With buying and selling there are certain tasks along the way which must be completed, and it is essential to know what these are so you can spot if something dodgy is going on before it’s too late.

Remember to involve yourself in every step along the way – even if you think something doesn’t concern you, it’s better to be safe than sorry.

Conveyancing solicitors are there to guide you through the process safely, keeping you informed at every step of the buying or selling process.

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Staying in the Loop

Whether you are buying or selling, it is really important to involve yourself in as much of the process as possible.

After all you are putting what is probably your largest asset in the hands of others, so you have the right to be kept in the loop.

It is a smart idea to document everything down to the tiny details: records in writing or on your computer will enable you to cross reference information you might come across that doesn’t seem right.

Conveyancing solicitors will also keep records of what is necessary, but for your own peace of mind it is a good idea to keep your own copy.

Be Aware of Your Financial Capabilities

It is crucial that you are completely honest with yourself and anyone who may need details of your financial situation, such as a mortgage advisor.

Do not waste your own or a mortgage lender’s time by looking to buy a property which is very much out of your budget.

Whether it is your first buy or you are purchasing it whilst also looking to sell your current property, being open about your financial capabilities is very important.

Be aware that there are a lot of little extra costs which come with buying or selling property, including conveyancing solicitors fees, property surveying costs and potentially repairs before a sale goes through.

Take Your Time

When committing to a purchase or a sale, it is important not to rush into it.

You should leave yourself plenty of time to explore all your options with regards to estate agencies, solicitors, surveyors and anyone else who will be involved in the process.

If they’re going to be temporarily responsible for a lot of your money, you have got to be comfortable with them and believe that they are trustworthy.

Avoid opting for the first mortgage lender or estate agency you find and instead do a bit of research to find one that feels right.

If you have even the slightest bit of doubt, it’s probably best to avoid jumping straight in with that person or company and look around before making a decision.

The same goes for buying a house – you’ll know when you’ve found the right one so don’t pick the first one you view unless you are one hundred percent sure it is the best you will find.

Be Thorough

It is advisable to go through all information and details that you can with a fine tooth-comb.

This includes when viewing a property you might want to purchase: don’t be worried about asking too many questions.

If there is something you would like to know – no matter how insignificant it might seem to others – you should ask your estate agent upon viewing or just afterwards.

This will save you from purchasing a property and finding out something you aren’t happy with after you have already put time and money into the buying process.

The top five questions you might want to ask are;

  • How many viewings has it had?
  • How many offers has it had?
  • How long has it been on the market?
  • Why are the vendors moving and are they sure they want to sell now?
  • What renovations have been done?

These sorts of questions would allow you to gain a basic understanding of the situation you might be getting yourself involved with.

For example, if the property has been on the market for a long time with not many offers having been made, you might want to research the history of the property and find out a bit more about the area before going any further.

Ask Your Conveyancing Solicitors for Help!

When it comes to the legalities, if there is anything you unsure of don’t be afraid to ask your conveyancing solicitors to clarify it with you so you understand.

This is especially important when it come to your mortgage agreement.

If an important detail is missed out of the agreement you could be prevented from borrowing the amount you need, or having another credit check performed on you which would cause a delay.

Even something as little as a misspelt name could cause delays, which in turn could potentially cause your mortgage offer to be withdrawn.

Pick the Right Conveyancing Solicitors

Conveyancing solicitors are central to the buying and selling processes.

Like with the estate agency and mortgage lender, working with a solicitor you trust is absolutely crucial because they are responsible not only for a lot of your money, but also your home.

If you are buying and selling at the same time, it is advisable to use the same conveyancing solicitors so that the process does not become overcomplicated.

You should be aware that nothing is legally bound until the exchange of full payment and keys happens, which means if the seller pulls out you may lose your deposit.

Ensure to gain the advice of a conveyancing solicitor early on in the process so anything which might seem untrustworthy can be spotted by a skilled professional.

Our Conveyancing Solicitors Can Help

If you’re thinking of buying or selling a property, get in contact with our conveyancing solicitors for expert help and guidance through the process.

Use the contact form or call on 0844 414 0667.

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